It is easy for modern people to look down upon the ancient people as being unsophisticated and primitive.
But as demonstrated in Volume One, there is no difference between them and us.
Our entire civilization is built upon what the ancient people invented, and we still use many of their inventions today, five thousand years later without change from their original function.
- The wheel
- mathematics
- iron
- brass
- weaving
- metal casting
- brick making
- ploughing
and the list goes on for a long, long length – including the ancient Sumerian Swindle of both simple and compound interest on a loan, used today by the bankers to enslave the world and to bring us endless impoverishment and warfare.
So, we must not assume that the ancient days are gone, because we are still the same people, using the same kinds of inventions that were conceived by Mankind at the end of the recent Ice Age.
CIVILIZATION: ICE AGE: It’s Not Just a Movie – Library of Rickandria
However, it would be well to more thoroughly understand the kinds of people who developed that false religion and betrayal of Mankind known to us as Judaism because the Jews are the same devils today that they always were, only worse!
Understanding who they were and why they did what they did, will allow us to accurately analyze the strategies of their demented descendants in the light of present times.
Just because the ancient citizens of:
- Sumeria
- Babylonia
- Assyria
lived in cities built of mud bricks, does not mean that they were a primitive people.
Even today, mud bricks are really the best building materials for certain arid climates, serving as the basis of advanced civilizations for over five thousand years.
Mud bricks are still used today in modern buildings around the world.
Of course, they did not have paper in those early days but relied upon damp clay tablets to write their letters and documents with incised cuneiform script.
Once dried or baked, those clay tablets made more durable archives for documents than even modern inventions in the computer age have been able to equal.
COSMOS: MATRIX: Computer Simulation – Library of Rickandria
Translations of their letters give us great insight into those ancient people in ways that our modern archaeologists seem to have overlooked.
The archaeologists have done Mankind a great service in the work that they do, so it is no demerit if they, themselves, do not understand some of the artifacts that they have excavated from the ancient cities.
A thousand years before Christ, the following translation of a clay tablet tells of the unassailable position of the moneylenders in Mesopotamian society.
RELIGION: CHRISTIANITY: Why Jesus was Not a Jew – Library of Rickandria
As is usual for the times, it was written by one scribe to be read aloud by the receiving scribe.
So, it begins with the standard form of
“Tell so-and-so this.”
“Tell Ahu-kinum that Awil-Amurrim sends the following message:
Immediately after you left for the trip, Imgur-Sin arrived here and claimed:
‘He owes me one-third of a mina of silver.’
He took your wife and your daughter as pledges.
Come back before your wife and your daughter die from the work of constantly grinding barley while in detention.
Please, get your wife and your daughter out of this.” [16]
The moneylenders had a legal right to enslave even the wives and children of those to whom they had lent silver.
Notice that only the word of the moneylender was necessary to seize those women.
But by Mesopotamian law, his word had to backed up with a clay tablet documenting the terms of the loan.
So, Imgur-Sin was within his rights by the ancient laws traditional within all of Mesopotamia, laws that gave the merchant-moneylenders power over everyone else.
Imgur-Sin’s name shows that Sin, the Moon God, was his god, the god of the moneylenders.
And from the moneylenders most people had to borrow at one time or another.
The merchant moneylenders kept prices high and wages low – just as the merchants and bankers do today, not because they are qualified or entitled to do so, but because with their clever and deceitful engineering of the law and of commerce, they were able to swindle entire ancient societies.
However lucrative a man’s occupation might be, in the artificially created poverty of Mesopotamia, both trades people and workers were obliged to run into debt to supplement their straited means.
When they had once fallen into the hands of the moneylender, the exorbitant interest which they had to pay kept them a long time in his power.
If when the bill fell due there was nothing to meet it, it had to be renewed under still more disastrous conditions because the pledge given was usually the homestead, or the slave who assisted in the trade, or the garden which supplied food for the family.
SCIENCE: TECHNOLOGY: MODERN PAST: ANCIENT ATOMIC WARFARE – Library of Rickandria
The debtor was reduced to the extreme of misery if he could not satisfy his creditors.
This swindle of simple and compound interest was not, moreover, confined to the towns; it raged with equal violence in the country, and the farmers also became its victims. [17]
Just as it is today.
The following cuneiform letter shows how silver was transferred.
Is this any different than in modern times?
“Tell Lustammar-Zababa that Belanum Hammurapi sends the following message:
‘As to Sin-ana Dammar-lisu, the son of Maninum, whom the enemy has taken prisoner:
deposit ten shekels of silver in the temple of Sin for the merchant dealing with his case and thus get him released.’” [18]
The ancient temples, where everyone worshipped their god, were also the banks of ancient times.
The only difference between the two, is that the modern banks of today want to be the temples where everyone worships the banker.
Notice also, that in matters of prisoner ransom, it was not the warring government who ransomed its people from the enemy; it was a private affair between the relatives of the prisoner with a merchant-moneylender acting as the middleman.
NEW WORLD ORDER: SHADOW GOVERNMENT: THE DEEP STATE – Library of Rickandria
War was always a particularly profitable investment for the merchants and moneylenders from the most ancient times even until today.
NEW WORLD ORDER: JEWISH BANKSTERS’ WAR ON AMERICA & THE WORLD – Library of Rickandria
Notice that the temple of Sin, the god of the moneylenders, was where the silver was deposited and where the transfer of the funds was obtained by the merchant in the case.
How could a mere merchant handle a case of prisoner transfer and ransom unless he had connections within the camps of both warring parties?
The merchant was obviously a middleman, but who did he work for?
The following letter was written on a clay tablet excavated from the Assyrian merchant colony in Anatolia (~1300 BC).
“A message from Silla-Labbum and Elani: ‘Tell Puzur-Assur, Amua, and Assur-samsi:
Thirty years ago, you left the city of Assur.
You have never made a deposit since, and we have not recovered one shekel of silver from you, but we have never made you feel bad about this.
Our tablets have been going to you with caravan after caravan, but no report from you has ever come here.
We have addressed claims to your father.
But we have not been claiming one shekel of your private silver.
Please, do come back right away; should you be too busy with your business, deposit the silver for us.
Remember, we have never made you feel bad about this matter, but we are now forced to appear, in your eyes, acting as gentlemen should not.
NEW WORLD ORDER: KOSHER NOSTRA – JEWISH MAFIA – Library of Rickandria
Please, do come back right away or deposit the silver for us.
If not, we will send you a notice from the local ruler and the police and thus put you to shame in the assembly of the merchants.
You will also cease to be one of us.” [19]
This letter indicates that by 1300 BC among the merchant-moneylender guilds of Mesopotamia, there was a system of interest-free loans based solely upon the trust among the guild members.
A loan made thirty years previously would appear to be lost.
And yet, these merchant-moneylenders still had hope that by appealing to the three brothers’ sense of honor as gentlemen (that is, as akum, the leisure class in Mesopotamian society) that they would repay the loan.
This letter differentiates between the business silver and the private silver of these merchants, carefully keeping the two separate.
And most importantly, it indicates that silver could be deposited in the temple treasury of one city and transferred to the temple treasury of another city.
Thus, at a very early time, all of the attributes of a modern bank had already been invented and housed within the temple of a god.
BOOK: GRAPHIC NOVEL: The Black Monday Murders (2016-2018) – Library of Rickandria
These various methods of business and finance and banking had been developed in Sumeria beginning around 3500 BC.
NEW WORLD ORDER: GLOBAL BANKING: The FED – Federal Reserve – Library of Rickandria
What was missing was the criminal genius necessary to turn such an ancient system of banking into the finely tuned system of larceny that it is today.
Such a criminal genius was Terah, the patriarch of the moneylender guilds of Ur and Harran.
Almost every major religion has been established by a single individual –
- Zoroastrianism
- Odinism
- Hinduism
- Buddhism
- Christianity
- Taoism
- Islam
and many others can be traced back to a single individual as its founder or primary theoretician.
So, it should not come as a surprise that Judaism can be traced back to Terah and his Babylonian family of merchant moneylenders.
From Ur in Babylonia and Harran in Assyria, Terah and his gang of:
- moneylenders
- merchants
- strong-arm enforcers
- smugglers
and slave drivers, were in a position to control the entire economy of the ancient Near East,
- buying
- selling
- loaning
and enslaving both kings and common people.
TRANSMIGRATION: SOULS: ORGANIC PORTALS – Library of Rickandria
But certain problems stood in the way of actually achieving this.
Terah had identified Fifteen Secret Problems of the Moneylenders that had prevented his guild of thieving loan sharks from completely owning the ancient world.
Those recurring problems had become crystal clear during the Hyksos invasion of Egypt and during the subsequent expulsion of that bandit army.
The Fifteen Secret Problems of the Babylonian Moneylenders were as follows:
Problem #1:
Wealth attracts robbers so how can it be hidden?
Problem #2:
The gods do not protect tamkarum [merchant-moneylender] wealth.
Problem #3:
When the strongest city is not strong enough, where can one go for safety?
Problem #4:
Wealth escapes into the god’s temples.
Problem #5:
Guild members follow different gods.
Problem #6:
Close relatives are lured away by the gods.
Problem #7:
What keeps people loyal?
Problem #8:
Genealogies link tribes but without a root.
Problem #9:
The Kings gain wealth by taxing both rich and poor.
Problem #10:
Kings are targets, so it is better to hold the target in your hands than to be a king.
Problem #11:
We tamkarum [merchant moneylenders] promote warfare and thereby profit enormously; but while inveigling others to do the fighting, how can we avoid military service without invoking the wrath of our victims?
Problem #12:
Armies are expensive so how can they be induced to fight for free?
Problem #13:
When conquering a country, how can it be secured? (Assyrian deportation? Genocide? Slavery?)
Problem #14:
Moneylenders are despised.
Yet, how can we have honor and prestige?
Problem #15:
The Sumerian Swindle is both a secret and a mystical gift of the tamkarum gods.
How can it be protected forever as a possession of the tamkarum families alone?
The solutions to these problems were both ingenious and simple for the:
- greedy
- vicious
- ruthless
father of Abraham.
Solution for Problem #1:
Wealth attracts robbers so how can it be hidden?
In the ancient world, there were only two safe places to hide gold and silver from thieves – either buried in the ground or deposited in the temple treasuries.
CIVILIZATION: EARTH OCCULT MAP: Underground Anomalous Constructions – Library of Rickandria
Anyone could bury their hoard in the ground.
But such a location had the disadvantages of being discovered by thieves and of being inconvenient to the miser.
In order for gold and silver to grow in amount, it needed to be fluid and easily added to or subtracted from.
Any dirt or dust clinging to it would instantly alert potential thieves as to its possible hiding place.
Also, if it was too thoroughly concealed, it could not be accessed for business use without taking time-wasting precautions.
In the event of the death of its owner, the hoard would be lost to his progeny.
So, temple treasuries were the most convenient and the safest place from thieves.
The treasure could be deposited and withdrawn as necessary.
It could be bequeathed to his heirs.
And it was protected by the king and his army, by the temple guards, by the priests, and by the mighty god of the temple, all four of whom must be as violent and blood thirsty as possible.
“How much treasure is there and where is it hidden?”
RELIGION: Yahweh: The Misunderstood Dragon – Library of Rickandria
These have always been the two most important questions to which thieves and burglars want the answer.
Is there enough there to make the effort and danger of getting it worthwhile?
Congruently, these have also been the favorite questions of the kings’ tax collectors.
“How much is there and where is it hidden?”
Both thieves and kings have always been the banker’s greatest fear, second only to the fear that the People will rise up and hang the moneylenders for their swindles.
Certainly, the People realized that the bankers and moneylenders betrayed and defrauded them.
But as you saw in Volume I, The Sumerian Swindle, the moneylenders neutralized this danger with restrictive laws enforced by the kings’ soldiers that made stealing from or murdering a moneylender into a high crime – appealing though it was.
However, no laws of the king or even platoons of armed guards could entirely protect a banker from thieves.
Therefore, armed might is less important to a banker than sly sneakiness and deception.
Shrewdness for a banker is more profitable than wisdom.
BOOK: Book of Wisdom by Harry B. Joseph (2021) – Library of Rickandria (HIGHLY RECOMMENDED OF THE 3,687 pages at LOR)
Concealing the treasure is more important than guarding it.
Even in modern times,
- the armed guards
- bullet proof delivery trucks
- vaults with foot-thick walls of solid steel
protected by every electronic, acoustic and laser technology, is still not a guarantee that thieves cannot steal the banker’s treasure.
NEW WORLD ORDER: Of Modern Servitude – Library of Rickandria
No matter how sophisticated, no technological protection has ever proven to be superior to the determined penetration of relentless thieves and burglars who know how much and where a treasure is located.
But if thieves can’t find the treasure chest, they can’t steal the treasure.
True this is in modern times, but how much truer was this in the ancient times when the moneylender’s walls were not made of steel but were made of packed mud; and the bullion and gemstones were not hidden in bullet-proof delivery vans but in the leather packs and clay jars tied to the backs of donkeys and camels?
Even if his hoard was protected by no more than a rock rolled over a hole in the ground which any child could unbury, as long as no one knew where the hoard was located, not even an army of thieves could steal it.
And so, for the bankers and moneylenders, armed might has always been secondary to his skills in:
- secrecy
- concealment
- lies
- deception
and stealth.
Bankers have always been lying deceivers.
Although tax collectors may know where the treasure is hidden, if they do not know how much is there, then they can’t tax it.
So, for the tax man backed by the might of the king’s army, the moneylenders had both a counting house where some of his wealth was made available for accounting, and his secret lair where the unknown and untaxed wealth accumulated from his secret business ventures.
Bankers have always been:
- swindlers
- smugglers
- thieves
This is true of modern bankers, and this was true of the ancient bankers, and this was especially true for the most wicked moneylender and sly deceiver of them all – Terah of Ur and his son, Abraham, who developed a system of finance that hid not only the gold and silver but concealed the entire bank as well.
Solution for Problem #2:
The gods do not protect tamkarum [merchant-moneylender] wealth.
No matter which gods the moneylenders and merchants of Babylonia and Assyria prayed to and no matter how many sacrifices and gifts to the temples they made, eventually the bullion that was on deposit in the temples was stolen.
RELIGION: Gods & Religions on Planet Earth – Library of Rickandria
The mighty kings would sometimes dare to insult the gods by confiscating the temple treasuries; or the soldiers of an invading army would loot the cities and temples.
Thus, it was obvious to Terah and his family of con-artists that the gods of Mesopotamia were not partial to the moneylenders because their fortunes were just as apt to be stolen as anyone else’s who entrusted it on deposit with the gods at the temples.
So, Terah realized that if the gods of Mesopotamia were not partial to the merchant-moneylenders, then perhaps the merchant-moneylenders were worshipping the wrong gods.
To the thinking of an ancient man, it was obvious that some god somewhere loved the moneylenders because how else could they be so blessed with the fantastic profits from the compound interest of the Sumerian Swindle, and in such abundance, and with so little effort?
In addition, this unknown god blessed the moneylenders with wealth wherever they went.
All of the moneylenders from India to the Pillars of Hercules, were making fantastic fortunes.
So, this god had to be a very powerful god since he also had power to bless the merchant-moneylenders throughout the known world.
Therefore, Terah and his merchant-moneylender family must find the god of the moneylenders and worship that god alone while abandoning those gods of Mesopotamia who did not protect them or their treasure.
But where could that god be found?
Since their profits from moneylending could be made everywhere, then obviously the god who was blessing the moneylenders was also everywhere.
Thus, no matter where they built a temple, their god would bless them there.
The most secure place for their gold would therefore be the holiest place in the holiest land for the god of the moneylenders.
Solution for Problem #3:
When the strongest city is not strong enough, where can one go for safety?
The cities of Babylonia and Akkad had all been overrun and looted many times during the two thousand years of their existence.
Their walls and buildings and temples were constructed of mud bricks.
Though such materials were solid, they were not durable enough to withstand a determined army, armed only with:
- crowbars
- picks
- shovels
Even the biggest mud-brick cities in Mesopotamia were not strong enough to protect the treasures of the moneylenders.
A stronger location was required, a location where stone and solid rock could be used as building material.
The armies in those days could break through the mud brick walls of any city in Mesopotamia but none of them at that time had the technology to break through solid rock.
Thus, Terah concluded that a city made of stone would have to be founded somewhere to protect his growing treasures, a city of stone built in a defendable location.
Solution for Problem #4:
Wealth escapes into the god’s temples.
This was a continuing problem for Terah and his fellow Patriarchs of the moneylender guilds in Ur and Harran.
Both family wealth and company wealth would be donated to the temples by religious family members who sought the good graces of the gods.
Gold and silver that could have been used to generate more gold and silver by lending it at interest, was simply given away to the gods.
Terah realized that if he could establish his own temple, dedicated to the god of the moneylenders and safely located somewhere inside a rock fortress, all of that donated treasure would become his.
It would not be siphoned off by religious family members into the temples of unsympathetic gods because it would be donated to his own temple and to his own god and controlled by his own family-owned organization.
Besides having a secure place for his personal treasure, Terah wanted a temple where the people could make donations of their silver and their gold to his god and deposited into his treasury.
All of this free bullion could also be loaned out at interest!
With his own temple and his own god, Terah could protect his wealth as well as gain the wealth that would otherwise be donated to other temples than his.
Solution for Problem #5:
Guild members follow different gods.
When the moneylender guild members follow different gods, they dilute the corporate power of the guild.
Different gods have different festivals which interrupts the coordination of business and siphons off funds to a variety of temples.
Common to every religion in the ancient Near East, no work was done, and no business was transacted during religious festivities.
So, when the various members of his guild were off at differing times, celebrating festivities to a variety of different gods, business came to a standstill.
Many guild members absent and away at different times celebrating a variety of festivals, was very inefficient for making profits.
Also, the worship of a variety of gods did not allow either his family or his business the harmony necessary for ultimate secrecy.
Moneylenders are privy to secrets of kings and high officials as well as to the affairs of ordinary borrowers and clients.
Petty jealousies and arguments between guild members over religious doctrine, could easily lead to the revealing of secrets as a way of harming an opponent.
Therefore, for the sake of business secrets and internal harmony, Terah determined that the members of his moneylender guild should all worship the same god.
But the god of his own guild both in Ur and in Harran was Sin, the Moon God, who had proven to be a god who didn’t especially care about the wealth of the moneylenders.
The temples of Sin had been raided by kings and looted by armies many times.
Terah had lost confidence in the safety of the temples of Sin.
And the temples of Sin were open to anyone who wanted to worship Sin, whether they were merchant-moneylenders or not.
Terah wanted to find a god who could be monopolized, who was partial to the merchant-moneylenders alone and who protected his own guild members and no one else.
A god who protected just one people would have in return those one people protecting the dwelling place of that god as well as the treasury of that god.
Terah’s god would be an inherited god so that children of the guild members would have no choice but to serve the same god as did their fathers.
This could only be accomplished through a careful regard for genealogical descent and written laws within a special, members-only Contract.
Solution for Problem #6:
Close relatives are lured away by the gods.
This is similar to Problem #5 but more personal.
In this case, family members must be induced to follow the same god as the other guild members.
Thus, both family and members of the merchant-moneylender guild would all be members of the same religious community of merchants and moneylenders with no one allowed any other choice under penalty of death.
- Secrecy
- business dealings
- political machinations
- clever stratagems
and cons, and all of the other methods for making a profit and bribing kings – these methods could not be allowed to leak out.
Close relatives who wanted to worship other gods and to carry away with them and to inform outsiders of guild secrets, could not be allowed.
To disallow trusted family members from joining monastic retreats, early marriage between families was encouraged.
There would be only one god for all of them to follow with one set of rules to be followed, all rules of which would be to the benefit and perpetuation of the merchant moneylender guild, its treasures and its secret methods of operation.
With execution as the alternative, no one would be allowed to worship other gods than theirs or potentially to inform other guilds of the secrets of the merchant-moneylenders.
Solution for Problem #7:
What keeps people loyal?
Terah knew that loyalty could be bought.
As a rich moneylender and businessman, he had plenty of employees and friends who were loyal to him as long as they got some sort of benefit or profit.
A regular allotment of grain kept his field workers loyal.
A percentage of the profits kept his partners loyal.
Regular gifts to the temples, kept the priests loyal.
Paying his taxes and giving rare, imported gifts, kept the king friendly and loyal.
So, a certain kind of loyalty can be bought.
But there is another kind of loyalty that comes from inner conviction.
Loyalty to one’s city when threatened with war, brings farmers and merchants alike to the city walls in defense.
No pay is involved since mutual benefit or mutual destruction is the invigorating stimulus.
Loyalty to one’s god is an even higher kind of loyalty because there is no earthly reward involved, no wealth, no cities to defend, nothing but an unattainable god to please.
Terah realized that he could solve Problems #5, #6 and #7 and keep his guild members loyal by using two interlocking methods, both of equal importance.
First, each guild member would profit from their individual initiative in their own private business enterprises.
And second, the greatest profits could be achieved as members of a single, internationally connected, intelligence-gathering organization, designed for business spying and product acquisition, and all of it coordinated by the priests of the one temple.
The priests’ job would be to tie it all together through their self-interest in a percentage of all profits.
Membership in such an exclusive, centralized organization would be very profitable, so outside clan members would want to join.
Whether religious or secular, every organization requires operating capital.
To receive the benefits of his new temple-guild, members would be required to donate a percentage of their profits into the temple treasury.
In exchange for business intelligence, free loans, the protection of deposits by the temple’s god, deferment from military service and the various other benefits of membership, a ten percent tax or tithe was reasonable since the benefits of membership were so great.
By donating into a central temple treasury, no trail of the funds would be obvious to the outside observer nor would anyone other than the chief priests ever know how much was in the Temple treasury.
Such funds could be disbursed by the priests to any members of the Temple guild who could be of profit in some way to the whole membership or who was in need of assistance due to business or political disasters.
Dues-paying members were thus enrolled in a banking and insurance system not available to outsiders.
Even the poorest members among them, could provide service to the whole membership merely by concealing the scam behind their own bodies and behind their own numbers and being the eyes and ears spies of the temple wherever they went.
For feeding the priests and filling the coffers with donations, then the more loyal members that could be enrolled, the better.
All of the temples in the ancient Near East were established primarily to worship the gods, banking was only a sideline.
But Terah’s temple would primarily be a bank hidden within a temple.
So, worship of the god, would be the sideline.
Only members could obtain interest-free business loans or receive aid directly from the Temple.
Outsiders were forbidden access to the treasury as well as to any assistance that they could not pay for.
Such loans to members would be required to be repaid, of course, but repaid with zero interest.
The profits to the Temple from business loans would come in the form of a ten percent tithe on all profits.
So, the Temple could lend money to its members without interest and still profit from what the borrowers did with the silver.
Thus, the principal of the interest-free loan was repaid plus ten percent of all business profits generated from that loan, over the lifetime of the borrower, could be very profitable, indeed!
Under such a system, members of Terah’s temple could become wealthy by obtaining interest-free loans from the temple and then loaning that money out at compound interest to non-members who prayed to other gods.
Even the poorest among them could become rich with the Sumerian Swindle and would have a huge financial advantage over all people in every country where they were allowed to live.
It takes money to make money.
EDUCATION: If There Was No Such Thing as Money… – Library of Rickandria
So, even a poor Jew could become wealthy by borrowing the interest-free money from the Temple corporation and either investing it in some profitable trade or loaning it out at interest to the goyim (lowly insects, stupid cattle).
Because not everyone is interested in or has the slyness for business, there are always:
- artisans
- agricultural workers
- laborers
who often need life sustaining aid.
These are very important for filling in the ranks of worshippers because their donations of food add to the wealth of the temple and the feeding of the priests.
Well-fed priests are less likely to pilfer from the treasury.
And masses of these lower echelon members provide protection with their living bodies between enemies of the Temple and the banker-priests who operate it.
To identify all members of this private temple bank and to prove that they were of the same guild, worshipping the same god, a “membership card” was needed.
A membership document could be:
- lost
- stolen
- forged
but a mark on the body would be permanent.
With a special mark, these particular Semites, living in lands already over-populated with Semites, could recognize one another anywhere in the world.
But being tattooed or branded like a slave would not do, since both can be counterfeited.
Therefore, to solve this problem while continuing the perverted lifestyle of the Babylonian moneylenders and merchants, Terah decreed that they would continue to use the perversion that they had acquired when they had been looting Egypt.
All male members of the new Temple would have to be circumcised.
The men would also wear a distinctive hair style of sidelocks so that they could recognize one another in the street.
With circumcision, they could all be recognized as fellow members and could never defect from their membership since they would be marked for life.
Their circumcised penises proved their membership to the holy temple and to its god.
Even a modern Jew proves how “holy” he is by showing you the holiest part of a Jew.
“Oy Gevalt!
Did you ever see anything so holy?”
Solution for Problem #8:
Genealogies link tribes but without a root.
Because Terah was a Semite, he thought in terms of family relationships and tribal genealogies.
All of the gods of Mesopotamia were genealogically related to one another, one big family of gods ruling all of Mesopotamia, each from their individual city temples.
The Sumerian gods’ names had been translated into the Babylonian and Assyrian languages, but they were all the identical family line of related gods.
CIVILIZATION: Sumer & the Anunnaki – Library of Rickandria
To tie together his new religion of moneylenders with their families, tribes and clans, Terah did not want to be genealogically associated with any of the Mesopotamian gods or partial to any king who prayed to those gods.
Whether from a king or a commoner, the moneylenders had learned how difficult it was to collect loans from those who prayed to the same god as they.
Debtors pleaded mercy since they and the lender were both members of the same temple, in the hands of the same god.
Priests pleaded mercy and forgiveness of the debts of their temple members because as priests, it was their duty to apply whatever holy influence and social leverage that they could for the mutual benefit of everyone.
But Terah could make higher profits when there was no mercy for the debtor and no forgiveness of debts.
For a moneylender who practices every evil, forgiveness of debts is the only sin.
To have power over the kings and the people and the very gods of these kings, Terah devised a method whereby the genealogy of his own family was traced back to the very first man and woman created by God – Adam and Eve.
BOOK: Books of Adam & Eve – Library of Rickandria
In this way, by not having any genealogical link to either their gods or to their tribes, he could achieve the greatest power over all of them.
No one could claim an older pedigree than Terah and his family of swindlers if their genealogy stretched back to the original creation of the world and to a god who was not a part of the Mesopotamian pantheon.
With such a god of the moneylenders, they would be free of any and all obligation to the gods or to the temples or to the kings or to the people of the entire world.
COSMOS: EARTH: EARTH CHANGES: THEORY OF GAIA – Library of Rickandria
Whatever morality decreed by their God, would be the morality of the moneylenders.
Thus, he could use the Sumerian Swindle to enslave the world to his temple and to his tribe without any concerns about the morality of anyone other than themselves.
Under Terah’s system, only the members of his temple would be free of debt while the entire world would be enslaved to the moneylenders of the Temple forever.
And he could write their doom into a Contract.
Terah rewrote the tribal genealogical relationships that already linked so many Semitic tribes.
He intended for all members of his guild to be beholden to himself and his family of thieves.
With Terah and his family at the root of the genealogical tree, he could tie any number of tribes to him in fealty.
This would require forgery and deceit, but after all, Terah was a Babylonian banker.
Who is better than a banker at forgery and deceit?
Solution for Problem #9:
The Kings gain wealth by taxing both rich and poor.
The kings only have one higher than themselves, that is, the high priest of the temple serving the temple’s god.
So, to avoid taxation, Terah proposed that his own temple would have a family member as the high priest, delegating authority to whatever king.
Let a king do the fighting while the priest does the praying and gathering in of donations, sacrifices and taxes, all the while guarding the Temple Treasury where the bullion of the:
- bankers
- moneylenders
- merchants
were on deposit.
With such vast wealth gathered in as ten percent of all business activities in addition to the free-will religious donations to the temple, taxes on such a great fortune by the kings would have to be avoided as much as possible.
Taxes are usually a percentage of accounted wealth.
To avoid taxes, Terah would avoid accounting of his total wealth.
NEW WORLD ORDER: GLOBAL BANKING: Power of the Purse – The Origin of Money – Library of Rickandria
If the kings don’t know how much wealth was on deposit, they can’t tax it.
Hiding it from kings was only a part of what the priests would do.
To avoid paying taxes to the king was only one problem, but to make sure that the common members paid their taxes to the Temple and not hide it from the priests, was many, many problems.
So, a system of:
- snoops
- spies
- busybodies
would have to be incorporated into the priesthood whose sole job and whose only income, was to be derived by enforcing the laws and tithes of the Temple and its Treasury.
Terah’s family had made huge fortunes as tax farmers.
Why not incorporate such a system into the workings of the temple?
The Temple would hide its deposits from the kings, but the people could not be allowed to hide their wealth from the Temple.
The Temple must be too holy to allow access to lay kings.
And its priests must be so holy and terrifyingly powerful that none of the people would dare to oppose their tax levies.
Indeed, they could not do so even if they tried as long as temple snoops and spies were living among them disguised as priests.
Solution for Problem #10:
Kings are targets, so it is better to hold the target in your hands than to be a king.
Obviously, with a high priest as the king’s advisor, one can control a kingdom without actually being a king.
And if an assassin wants to eliminate the leader of a country, it will be the king rather than those who control the king who will be killed.
In any such event, the same high priest and the same advisors can step forward to “loyally” serve and guide the new king.
In the ancient world, the high priest was more powerful than the king.
So, Terah cleverly chose to build his own Temple rather than build his own kingdom.
Temples can be built with free labor using only promises of a god’s reward, while kingdoms can only be built by paying the workmen and soldiers in hard silver.
Solution for Problem #11:
We tamkarum [merchant-moneylenders] promote warfare and thereby profit enormously; but while inveigling others to do the fighting, how can we avoid military service without invoking the wrath of our victims?
While living in Harran, Terah saw the supreme advantage of having a god-ordained deferment from soldiering and military duty.
While the battles raged and tens of thousands of:
- soldiers
- farmers
- merchants
- laborers
- craftsmen
and people of all occupations and social status, were all killed or maimed in the other cities, he and his family of moneylenders and his fellow citizens of Harran lived safely.
Will There Be A Military Draft [in 2025]
The citizens of Harran had been granted freedom from military duty, an arrangement that had been ordained by a god long ago and agreed to both by the kings and by tradition.
CIVILIZATION: HARRAN – Library of Rickandria
Terah and his fellow moneylenders promoted warfare because it was so profitable if you were on the winning side.
EXTRATERRESTRIALS: Divide & Conquer – Library of Rickandria
The loot always brought in more than war costs.
Loans to the kings were repaid plus interest with the seized booty.
Even the booty that was seized by the soldiers eventually became the property of the merchant-moneylenders through their system of:
- taverns
- brothels
- gambling
- booze
- pawn shops
- slavery
- control of the grain market
- mercantile sales of various goods
and, of course, loans.
And if you were on the losing side and could stay out of harm’s way and keep your treasure safely hidden, war was still profitable by lending shekels of silver to the desperate survivors on the losing side.
Staying alive was the most important tactic during a war, so getting a military deferment was a prime advantage of Terah and his guild of con-artists and loan-sharks living safely in Harran and Ur.
Because they knew the relative strengths of all kingdoms through their extensive economic spy networks, the big merchants and moneylenders usually knew in advance which side to support in a war and where to move their bullion to safety.
But regardless of the safety of their treasures, only Harran had complete military deferment.
How could this advantage be extended to all of his guild members no matter where in the world that they lived?
It seemed like an impossible question to answer since Mesopotamians believed that every god resided in its own city.
Yet the solution to this problem for obtaining exemption from military service was simple.
All armies and their soldiers must be ready to fight 24/7, at all times, on all days.
The most dangerous element in any army was cowardice and insubordination of the soldiers.
Soldiers who refused to fight invited others to also take the path of insubordination and cowardice.
This was fatal for morale.
Such soldiers had to be weeded out before battle or executed during battle.
Weeding out the cowards and insubordinates before battle was the most efficient and safest way.
However, a soldier who refused orders because his god commanded him to refuse orders, was a pious person who could not be blamed.
Only his god could be blamed.
And who could punish a god?
To ensure that the members of Terah’s guild could avoid military service, he decided that while an entire army had to be ready to fight every day of the week, Terah and his guild of moneylenders would all be officially insubordinate malingerers for just one day per week.
By building into his religion, one-day per-week where all of the guild members, wherever they lived, all refused to do any work of any kind, he guaranteed that they would all get military deferments.
RELIGION: The Horrible Truth – Library of Rickandria
Every army is weak and vulnerable when one day per week its soldiers lay down their arms and refuse to fight, especially when, predictably, it is on the same day per week.
Such soldiers could be the death of any army.
Terah devised the Sabbath observance so that all of his guild members could take a rest from their occupations and could have the same god-decreed military deferment as the people of Harran enjoyed.
When the kings or generals demanded proof that such-and-such a soldier was not fit for military duty because he belonged to this special religious cult, they could merely salute that king or general with their circumcised penises.
That’s all the proof that they needed.
To further induce the kings and generals to acquiesce to this subterfuge, the rabbis could offer them substantial bribes.
The bribe made the kings and generals enthusiastic supporters of the demands of this religion’s mighty god.
By bribing the kings, the outraged citizens who protested special military deferments for the moneylender guild, could be suppressed and silenced by the king’s own soldiers.
It was the perfect scam utilized from Secret Fraud #17 of Sumerian Swindle:
“Kings are required to legitimatize a swindle but once the fraud is legalized, those very kings must be sacrificed.”
With the moneylender guild immune to serving in the army, they could support whatever army best served their profits even while betraying the very king who granted them military exemptions – all based on a:
“commandment from God”
to sit on their asses for one day per week and refuse to do any work or any soldiering.
Solution for Problem #12:
Armies are expensive so how can they be induced to fight for free?
Terah knew that loot and land was the main goal of Mesopotamian wars.
Just as in modern times, the moneylenders were the main cause of those wars.
As the moneylenders worked the Sumerian Swindle and defrauded entire kingdoms of their wealth, this gave the kings the necessary inducement to steal the wealth of other kingdoms through warfare.
“Paying the national debt”
in those days, had the same causes and solutions as are offered today – borrow from the moneylenders and when you can’t pay the interest of the Sumerian Swindle, steal the extra money from somebody else through high taxes.
When the people can no longer pay the taxes, then lead them off to war to steal the loot from some other people.
That is how kings did it then because that was:
“how it had always been”
and that is how the modern world of presidents and dictators do it today – all because of the ancient Sumerian Swindle and the demons who control the scam.
RELIGION: DEMONS: The Pagan Gods of Hell – Library of Rickandria
But Terah, the merchant-moneylender, wanted an army that he didn’t have to pay.
To inveigle even simple farmers or shepherds to go to war, all that was required was a promise.
A promise, really, is only empty words.
Yet, a promise carried a great reward if the agreed upon action was accomplished.
Unlike a paid army, with just the mere promise of reward then nothing needs to be paid out.
The reward is given after the promise is made but only if the task is accomplished.
And all of this, at no cost to the one making the promise.
Thus, promises are cheap, and work is accomplished without paying out silver for the labor.
Yes, it’s true.
Armies can be induced to fight for free, simply by promising a great reward, such as booty.
But if the reward is not material such as land or silver but is merely the promise of a god’s benevolence, then nothing at all need be paid to the people who fight for the sake of the god whose commands are voiced by the priests of the Temple.
The promises of a mighty god could induce fools into outrageous acts – and all at no cost to the one who makes the promise.
(Muhammad would later make use of this very technique.)
Armies are expensive but those who fight out of religious conviction will fight for free.
Thus, Terah wanted to protect his treasure and attack his opponents with fighters who didn’t ask him for pay.
They would fight and die but their only reward would be the empty promise of an invisible god.
Solution for Problem #13:
When conquering a country, how can it be secured? (Assyrian deportation? Genocide? Slavery?)
As demonstrated in Volume 1, The Sumerian Swindle, the Hyksos had conquered Egypt by promising the Hebrew shepherds of Canaan plenty of loot.
Other than for a few loaves of bread, the shepherds essentially had fought for free.
Since they already had plenty of land in Babylonia, the moneylender guilds had not been interested in securing the land of Egypt as their own.
They wanted to steal the wealth of Egypt and take it back to Babylon.
So, they did not take enough precautions against a resurgent Egypt and were thus expelled.
Terah wanted his guild not only to conquer their own lands, but to secure them as their own for all time.
He had already seen the shifting boundaries of the Mesopotamian kingdoms.
And he had read in the cuneiform archives of the obliteration of kingdoms that were built only upon the strength of kings.
He had already decided on the location of his new temple treasury at Urusalem.
But what to do with the Canaanites who were already living on the land?
They could not be deported because he had nowhere to move them.
They could not be enslaved because Babylonia already had more than enough slaves.
To Terah, the Babylonian banker who counted sacks of grain and cages of slaves on the same accounting tablet, the solution was genocide.
NEW WORLD ORDER: Genocide IS & Always Has Been a Jewish Ideal – Library of Rickandria
They would all have to be murdered.
The main danger to this was that all Semites were ingrained with the lust for revenge as a part of their culture.
But by blaming a god for the slaughter of entire tribes and cities, the inevitable Semitic revenge could be blunted.
Terah’s god could order their extinction and thus leave the killers innocent of the crime.
With a god commanding their acts of genocide, they could be much more than merely innocent of murder; they could be entirely pious and holy by committing genocide:
“in the name of the Lord.”
And that “Lord” would be whatever god Terah could find who loved the moneylenders best.
Solution for Problem #14:
Moneylenders are despised.
Yet, how can we have honor and prestige?
Prestige was always a desire of the tamkarum [merchant-moneylenders] from the earliest days of carrying trade goods on donkey-back to distant villages.
Kings who coveted their spices and pearls and wines gave them prestige and honor.
This was a type of prestige not built upon their personal merit – which among merchant-moneylenders is nonexistent – but rather upon what they owned and what the kings wanted.
Among the common people, the merchants were hated for their high prices when they sold and for their low prices when they bought, taking advantage of the buyers’ greed and the sellers’ need.
As moneylenders, they were hated by everybody.
The moneylenders could never be loved by those whom they had:
- debauched
- betrayed
- enslaved
and swindled.
To protect their very lives, moneylenders needed a king’s special and strict laws to keep themselves safe from assaults and murder at the hands of their impoverished victims.
How could the moneylenders avoid such hatred and yet be respected and honored while still exacting a profit from their victims?
No matter what they did, it was impossible for the moneylenders to ever be loved or to ever be respected.
It was impossible to turn hatred for them into love.
The only solution for this problem was to turn hatred into pity.
And from pity, some measure of empathy and, perhaps, kindness could be elicited.
SPIRITUALITY: EMPATHY – Library of Rickandria
If the moneylenders, themselves, could be perceived by their victims as fellow victims who were at the mercy of a powerful and wrathful god, then the real victims of their Crimes Against Humanity could perhaps look upon them as fellow sufferers.
If the moneylenders could be perceived as the victims of a powerful and wrathful god, then that perception would hide their own wicked deeds behind the commands of a mighty and wrathful god.
They could be innocent of all crimes by putting the blame on the god.
Therefore, Terah’s religion would have to have restrictive laws and God-ordained rituals that permanently tied its members to a strict and vengeful god who ordered them to be thieving and murdering fiends against their will.
They, the world’s most diabolical slave drivers, could be perceived as slaves to a wrathful god who gave them no choice because they did not choose to worship him; the god chose them.
They were the Chosen Ones of the god.
They had no choice in the matter other than to suffer the wrath of the god if they didn’t obey his orders.
Terah’s religious hoax was an incredibly ingenious scam and con job.
Cringing in fear at the altar of a terrifying god, could bring them pity, even if the cringing was only a theatrical show.
But who would know the difference if the actors were convincing and if they all wailed and whimpered as if their very lives and the success of their fraud depended upon such a show?
Who would know that it was nothing but sly street-theater, if their victims would see the worried looks on their hypocritical faces, or be convinced by the loud sighs and moans as they schlepped their way morbidly through life?
In this way, pity for them could be changed into sympathy and from sympathy to kindness.
And through eliciting kindness from the kind-hearted and gullible goyim (lowly insects, stupid cattle), the goyim might accept from the moneylenders just one more enslaving loan or buy just one more over-priced import or pawn yet another treasure to them for a pittance.
It was certainly better to be pitied than to be hated because if they were pitied, they could get away with their:
- frauds
- thefts
- betrayals
Pity evokes tender and sometimes slightly contemptuous sorrow or empathy for people who are in pain, misery or distress.
Pity produces a human feeling of protection or a paternal feeling and desire to help them.
Thus, whining could have its benefits, if the whining had a goal, if the whining had a purpose, if the whining could give them even greater profits.
And who is more pitiful than a whining Jew?
And who else “deserves” more sympathy and kindness and special favor?
How can it be called a character flaw or a sign of weakness if those who use this sly technique can take the property of and bask in the sympathy and blessings of their victims?
Whining was never better used as a weapon than when it was used the sly merchant-moneylenders of Terah’s trade guild.
Solution for Problem #15:
The Sumerian Swindle is both a secret and a mystical gift of the tamkarum gods.
How can it be protected forever as a possession of the tamkarum families alone?
To keep the Sumerian Swindle of lending at both simple and compound interest as the private money making engine of the moneylender families, alone, then lies and deceit would have to hide the truth about the criminality of the swindle.
All-out subversion and war would have to be waged against anyone or against any kingdom that wanted an honest money system.
Therefore, all of the activities of the new religion of the moneylenders and its Temple, would have to be couched strictly in a system that was open only to its own members and closed to all outsiders.
It would have to pretend the highest morality so as to deceive outsiders as to its purpose.
It would practice the impoverishment and destruction of all of Mankind for the profit of the Temple members alone because this is what the Sumerian Swindle inevitably leads to.
And best of all, all of their thieving could be blamed on God!
To those who practice it, the Sumerian Swindle guarantees ownership of the entire world.
How else could Terah’s moneylender guild own the entire world unless everyone else gave up their wealth and became Terah’s vassals and slaves?
A dishonest and criminal scam like the Sumerian Swindle, could never be protected with truth because when the People know the truth about how they are being cheated, they won’t borrow from the moneylenders for any amount of interest, no matter how small.
And worse, they will demand a refund of all swindled properties and hang the moneylenders in the bargain.
No, truth could not protect Terah’s wealth or his new Temple-based, criminal enterprise.
The Sumerian Swindle and the priests of the secret bank inside the Temple, could only be protected with lies.
And who else were better liars than the Patriarch of the merchant-moneylender guild and his family as they established Abraham’s First National Bank and Pawn Shop in the fortress city of Jerusalem?
Terah, the patriarch of the merchant-moneylender guild of Ur and Harran, solved the Fifteen Secret Problems of the Babylonian Moneylenders and devised the Greatest Lie Ever Told.
And only his family of swindlers and con artists would profit thereby.
Although Terah had devised a solution to all of these problems while living in the Sumerian city of Ur, the problems were so big that he needed a lot of help.
Big business requires a big workforce.
The most reliable workforce is one made up of close relatives.
So, to seal his bargain with the Patriarch of Harran’s moneylender guild, Terah adopted that man’s son whom he named Haran after the boy’s native city.
He left his adopted son, Haran, along with his oldest son, Nahor, to manage the guild offices in Ur.
Nahor, son of Terah – Wikipedia
Then, with his youngest son, Abram, he moved his main offices to Harran to take advantage of its religiously decreed tax-free status and its freedom from military service for its residents.
Before leaving Ur, however, Terah sent his hired servants, the tribe of Banu-Yamina (Benjamin) to Canaan to begin trade relationships with the Hyksos (Hebrew) tribes who were in possession of the loot that they had stolen from Egypt.
This looted gold and silver, Terah wanted to gather into his own treasury.
Since the Hyksos were both shepherds and thieves, they weren’t inclined to borrow money from him, but they were greatly in need of the trade goods that his teams of peddlers could supply, such as copper cooking pots and bronze weapons.
These Banu-Yamina (Benjamin) mercenaries and hirelings had the additional task of occupying the territory around the fortress city of Urusalem (Jerusalem).
Although Jerusalem had no agricultural lands worth having and although it was not situated on any major trade routes, because of its geographical location on a steep ridge surrounded by waterless ravines, its stone walls were easily defensible against even the most powerful military technology of the times.
The land for his prospective temple could not be the gift of any king since gifts of kings could also be taken back by kings.
Nor could it be conquered from any of the existing empires of:
- Assyria
- Egypt
- Babylonia
or Hattiland because anything once captured could be recaptured by kings in return.
Only if the land was claimed to be the gift of an angry and an all-powerful god, and this god proclaimed “his” land to be a “holy land,” then even the kings would fear to take it away.
The moneylender families of Babylonia had already experienced two thousand years of shifting national boundaries between the empires of Mesopotamia.
In trying to anticipate where their loot would be safest, all of them had already moved it from one temple treasury to another countless times and from one empire to another.
Therefore, the captured land for Terah’s proposed Temple had to be away from the great empires and inhabited by people who could be:
- bought out
- swindled
- murdered
and otherwise dispossessed with relatively few soldiers.
Jerusalem was close enough to the trade routes to make the transfer of bullion easy enough.
It did not need to be at the center of busy trade; it only needed to be remote and safe enough for the deposit and concealment of bullion.
Jerusalem was a location that only the moneylenders coveted.
It was an out-of-the way country town whose main attraction was that it was the perfect place to establish a secure bank hidden inside of a temple and protected by the god of the moneylenders, a mighty and terrifying god who was jealous of his territory and of his Temple.
Gold and silver bullion is heavy.
It is best hoarded in a permanent location from where it doesn’t have to be moved.
Unlike any other trade goods, gold and silver did not have to change hands directly for business to take place.
By this time of 1300 BC, letters of credit and receipts of deposit could be used between merchants based upon actual deposits within a temple treasury.
A clay tablet or papyrus letter stating that such-and-such a merchant authorized the payment to the bearer of so many shekels of silver from his account, was as good as the silver on deposit.
The bearer of the letter could withdraw the silver from the temple or sell or trade the letter at a discount to some other merchant who would in turn sell or trade it until finally some merchant, as the bearer of the letter, withdrew the silver from the original account.
Thus, the letters of credit became a form of money among the wealthier merchants.
They were lighter to carry than gold and less likely to be stolen by illiterate robbers who couldn’t read what value they could transfer.
As long as the gold and silver remained safe in the Treasury, the merchants could do business with contracts and bills that were promises to pay at future dates based on actual deposits.
No gold or silver needed to be exchanged and the actual bullion on deposit could be later withdrawn upon presentation of the forgery-proof clay tablet receipt or with the cylinder-sealed letter of credit.
Thus, many, if not most, of the mechanisms of modern banking were in place by 1500 BC, well before Terah conceived his schemes.
In other religions, the god resided in the local temple and the temple’s income depended on the local people.
In Terah’s new religion, there was to be only one temple to which all donations were sent no matter where in the world its members lived.
Thus, there was a greatly larger net of wealth available to be loaned to its members.
Terah’s businesses were international, extending beyond the borders of any kingdom.
So, his new temple would also be international, accepting donations from beyond the borders of any kingdom, and gathering in the tithes on all profits as well as gathering in commercial and military intelligence.
Even if disasters struck the Temple and the city of Jerusalem, unlike similar disasters being visited upon the temples of other gods of other peoples, the Temple at Jerusalem had a constant and secret funding from the merchant-moneylenders who were circumcised members living in far off countries.
Disaster brought ruin to temples that were supported only by the local populations which they served.
But like a poison mushroom with its system of vast underground mycelium roots supporting the above ground fungus cap, Judaism survived until the present day not because of the power of its god or the piety of its congregations but because of the financing of its worldwide net of moneylenders and the deceits of its criminal priests and gangster rabbis.
As empires rose and fell, the merchants and moneylenders wearing beanies and sidelocks, always had the financial support drawn from a concealed international network of loan sharks to recover from financial setbacks.
Even when disaster struck the people around them, the Jews could still do business, finance both sides in wars, to buy cheaply both the booty of the victors and to fleece the precious treasures of the starving survivors – and all the while avoiding combat in the very wars that they had fomented, themselves.
Judaism is an ingenious swindle.
With both the Biggest Lie Ever Told to deceive the people of the world and the biggest supply of gold with which to leverage power over the kings, the Jews were always able to take advantage of the people among whom they were allowed to live.
It was very profitable to be a Jew and to enjoy all of the benefits that such a secret, members-only, financial, criminal organization offered.
It was very profitable to be a Jew as long as one didn’t object to being a:
- lying
- deceiving
- thieving
- murdering
Betrayer of Mankind.
And with such huge profits as their reward, what Jew could object to such minor details as that?
No Jew ever did.
The few Jews who had some misgivings throughout their entire history or who objected to bringing suffering and death to the non-Jews, were murdered by their fellow Jews.
Such murders of a Jew were blamed on those horrible anti-Semitic goyim, those non-Jews who hated the Jews, not because the Jews are evil monsters, but because the Jews are the Holy Chosen Ones of God.
And the goyim are just jealous of Jewish holiness, so they deserve to be blamed!